Terms of Service
Last updated: May 14, 2026
Acceptance of Terms
These Terms of Service govern your use of Ascent Planning and its services. By accessing and using our website, attending our courses, or engaging with our personal growth and goal-setting programs, you agree to be bound by these terms in their entirety. If you do not agree with any part of these terms, you must discontinue use of our services immediately. We reserve the right to modify these terms at any time, and your continued use of our services following any changes constitutes your acceptance of the revised terms. We recommend reviewing this page regularly to stay informed of any updates or modifications.
User Obligations and Conduct
When using our services, you agree to comply with all applicable laws and regulations. You are responsible for maintaining the confidentiality of your account information and are solely accountable for all activities occurring under your account. We expect users to conduct themselves professionally and respectfully, refraining from any unlawful, abusive, or harmful behavior. You agree not to reproduce, distribute, or transmit any course materials, content, or intellectual property without our explicit written permission. Any violation of these obligations may result in immediate termination of your account and access to our services without refund.
Intellectual Property Rights
All course materials, content, frameworks, strategies, and resources provided through our services are the exclusive intellectual property of our organization and are protected by applicable copyright and intellectual property laws. This includes but is not limited to instructional videos, workbooks, templates, tools, and proprietary methodologies. You are granted a limited, non-exclusive, non-transferable license to access and use these materials solely for personal development purposes. Unauthorized reproduction, modification, distribution, or commercial use of our intellectual property is strictly prohibited. We actively enforce our intellectual property rights and reserve the right to take legal action against any infringement.
Limitation of Liability
Our services are provided on an “as is” basis without warranties of any kind, whether expressed or implied. We do not guarantee specific results, outcomes, or financial gains from completing our courses or implementing our strategies. While we strive to provide accurate, current information, we are not liable for any errors, omissions, or inaccuracies in our content. To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Your use of our platform is entirely at your own risk, and you assume full responsibility for any decisions or actions taken based on our educational content.
Termination of Services
We reserve the right to terminate or suspend your account and access to our services at any time, with or without cause, and with or without notice. Termination may occur if you violate these terms, engage in prohibited conduct, or if we determine that continuing service would be inappropriate. Upon termination, your right to use our services ceases immediately. We are not obligated to provide refunds for any remaining course access or unused services following termination. You may also terminate your account at any time by notifying us, though no refunds will be issued for services already provided or remaining course access. Any outstanding obligations you have to us survive termination.
Governing Law and Disputes
These Terms of Service are governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law principles. Any dispute, claim, or controversy arising from or relating to these terms or your use of our services shall be resolved through binding arbitration in Singapore. You agree to submit to the exclusive jurisdiction of the arbitration proceedings and waive any right to pursue claims through court proceedings. We may pursue any claim or dispute through appropriate legal channels if necessary. By accepting these terms, you acknowledge that you have read, understood, and agree to be bound by all provisions herein.