Disclaimer

General Disclaimer

This Disclaimer applies to the use of Ascent Planning and its content. We provide information and resources for general informational purposes only, intended to support personal growth and professional development for Raffles Place professionals. The content on our platform is designed to complement, not replace, professional advice from qualified practitioners in law, finance, psychology, career counseling, or other specialized fields.

All materials, courses, guides, and resources are provided on an “as is” basis without warranties of any kind. We make no representations or warranties regarding the accuracy, completeness, or timeliness of the information presented. While we strive to maintain current and helpful content, circumstances change, and individual situations vary significantly. We cannot guarantee that all information will remain accurate or suitable for your specific circumstances at any point in time.

Your use of our platform constitutes your acknowledgment that you have read and understood this disclaimer and that you assume full responsibility for how you choose to use the information and resources we provide. We encourage you to verify important information through independent sources and to consult with appropriate professionals before making significant life or career decisions.

No Professional Advice

Our courses and materials are educational resources developed to inspire reflection, planning, and personal development. Nothing on our platform constitutes professional advice, including but not limited to legal advice, financial advice, medical advice, psychological counseling, or professional career guidance. The instructors, content creators, and platform operators are not acting as your advisors or consultants in a professional capacity.

Any results, outcomes, or success stories shared on our platform represent individual experiences and do not guarantee similar results for other users. Personal growth and goal achievement depend on numerous factors including individual effort, circumstances, market conditions, and factors beyond anyone’s control. We do not make any promises regarding specific outcomes, earnings, career advancement, or life changes resulting from course participation.

If you require professional guidance in legal, financial, medical, psychological, or career matters, you must consult with qualified, licensed professionals in those respective fields. You are solely responsible for seeking and obtaining appropriate professional advice before taking action based on any information from our platform.

Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for loss of profits, revenue, data, or use, even if we have been advised of the possibility of such damages. This applies regardless of the cause of action, whether in contract, tort, negligence, or any other legal theory.

Your exclusive remedy for any dispute regarding our services is limited to the amount you have paid for access to our platform. In no event shall our total liability exceed this amount. Some jurisdictions do not allow the exclusion or limitation of certain damages, so these limitations may not apply to you. In such cases, our liability shall be limited to the greatest extent permitted by applicable law.

You acknowledge that without these liability limitations, we would not be able to provide our services. These limitations represent a fundamental part of the agreement between us and you, and reflect a fair allocation of risk. By using our platform, you expressly agree to these limitations and disclaimers.

Third-Party Content and Links

Our platform may contain references to or links to third-party websites, resources, or content. We do not endorse, control, or assume responsibility for any third-party content, services, or products. Your access to and use of third-party websites is at your own risk and subject to their terms of service and privacy policies. We encourage you to review the terms and policies of any third-party platform before engaging with their content or services.

We are not responsible for the accuracy, completeness, legality, or safety of any third-party content. Links are provided for convenience only and do not constitute endorsement or recommendation of the linked resources. If you have concerns about third-party content or services, we encourage you to contact the relevant third-party provider directly.

Changes to This Disclaimer

We may update this Disclaimer from time to time to reflect changes in our services, legal requirements, or other factors. Any material changes will be effective when posted to our platform. We recommend reviewing this Disclaimer periodically to stay informed of any updates. Your continued use of our services following the posting of changes constitutes your acceptance of the updated Disclaimer.